Flood Protection

1. Know Your Risk

   To reduce your flood risk, you need to know your level of risk. The greatest flood threats for Nags Head properties come from hurricanes, winter storms, and seasonal high tides.

2. Is My Property in a Flood Zone?

   In Nags Head there are two Special Flood Hazard Areas (SFHAs) - the AE flood zone and the VE flood zone. Both flood zones are located in the 100 year flood plain. This means that in any given year, these areas have a 1% chance of flooding.

3. Protect Your Home From Flooding

   There are many ways flood protection measures can eliminate or reduce the risk of future flood damage.

4. Build Responsibly - Get Your Permit

   The Department of Planning and Development works to effectively plan and manage for the growth and development in Nags Head through sound urban planning and development practices.

5. Insure Your Property

   Did you know that a standard homeowner’s policy does not cover flood losses? Property owners need to consult their local insurance agent or broker for details and qualification requirements, coverages, and cost.

6. Protect Natural Functions of Floodplains & SFHAs

   Floodplains or SFHAs make up 65% of the Town’s total acreage. In addition, 78% of structures in the Town are located in a floodplain. Find out what you can do to help protect these areas.